Niels Mulder This is exactly what I was afraid of. Banks have responsibilities and much more insight in potential fraudulent behavior. I’d rather not have some third, small, inexperienced party report a potential transaction I make to the authorities since it’s none of your business anyway.
You are not a party in a transaction. It’s very weird that you want to act upon it and say “we take responsibility serious”. So now you as a third party monitor all transactions and potentially flag them and forward them to authorities.
Tell me how you would see how one could potentially abuse flow for fraudulent activity in a way that’s unrelated to a bank or doesn’t fall within to the banks responsibility to report.
Being a payment automation platform by using a banks own api doesn’t give you any right to exercise such potentially very harmful actions.