"What a feature thinking, I love to see how you would demand all users over the world to start using payment requests and then the next security risk would be send fake money requests (is just as easy as fake IBANs) :-) and then sending requests is also not so safe anymore :-)"
Fake money requests are an inherent problem when you give people the tools to transfer money, period. Most people are morons and don't check things. It happened in the past when people only had cheques, it happened with online banking and it happens when you offer people the ability to send payment request links. Payment requests do not augment this risk.
"Bunq is telling security is very important it should be no discussion to implement this feature ASAP as it improves what it also stands for, a safe and modern bank."
Let's be clear about one thing: Rabo is not doing this for security reasons or for the customer, nor should you assume this is a security feature. It's about about minimizing the amount of manual interventions they have to perform in the process of transacting money. You can add an infinite amount of checks and people still screw it up. People should not need to know about address books, IBAN name checks and the fact that they possibly need to update manually stored IBANs. Forcing people to deal with that flow is the mistake.
"Regarding privacy, when sending money I would like to know where and who I send it to, I am not sending money to a black box or something else I would start using bitcoins for that."
Do you see how pervasive the old flow is and how the user interface of all online banking environments has been misguiding us for about 20 years? :-) You're thinking again about sending money, while you have it in your power to have all friends send you payment request links (if they want their money ;-)) and for most companies to handle this via direct debit transfers and other recurring transactions. You can prevent the entire 'risk' you are mentioning here by changing your own behavior.
