Hey Yannick,
Thanks for the suggestion. I think that in all of these situations, our Connect feature offers a better solution for you then Joint Accounts. Connected accounts always stay owned by the business/partner/child/parent that started the account.
With a Connect, you can set permissions and spending limits ๐
Having to give an "okay" for a payment is something we can check to add to Connect. Why not to joint accounts? BEcause the other people in the joint accounts are also owners of that money, everyone in there is an equal owner.