Let me add my 2 cents
Firstly, I think that identification is not the job of banks. Especially if the ID verification is not face-to-face, as with bunq , there is a greater risk for identity bunq .
Secondly, that is again a Dutch-only feature, which most foreign customers do not like. You get a N26 effect, where many non-basic Features only work in Germany.
Thirdly, a national method makes entry into the Dutch market for foreign banks much more difficult. Bunq benefits from being able to easily accept customers from other EU countries in the EU, so I do not think bunq should help to close the domestic market.
Fourthly, if I remember correctly, the EU will introduce an online identification method for all EU citizens in a year or two.