Bade because it will definitely not become cheaper to add more and more of such features. The fee is calculated based on the current offering; it must be profitable, which is why it is more expensive at bunq as they don't have other sources of income. The company basically runs entirely on the fees that are paid by customers. Let's not start a discussion about the pricing here, we have had plenty of those already. For more info on the pricing / reasons why you could choose for bunq 👉 see this topic. 😁