Jos-Golden-Unicorn This is exactly my opinion. You see the innovation at bunq . I don't have a bunq flag on the wall or rainbow bunq , but I think bunq a good product!
I'm also not completely over to bunq , but use top-ups and use bunq for the daily things anyway. Handy that it is possible!
Am I a diehard fan? Probably not. Am I satisfied with bunq as a product? That's for sure.