gruppoeternity bunq philosophy is to have a whole bank in your pocket to make your banking life as easy as possible. So, my bet is that bunq will keep their focus on the smartphone. This brings the best user experience and is more secure.
bunq made the web app because there are primarily two situations where users asked for web app:
- in case of an emergency 🚨where you don’t have a phone. For instance you lost your phone but want to block your cards.
- in situations where you want to do actions where a lot of typing is involved.
But who knows what the future brings