William This is the problem with bunq, they expect customers to enforce the law so that the account works. Why doesn't bunq talk to the employer and remind them of their legal.obligations? I think a bunq account seems like a great idea for mobile europeans, but the reality is most countries can't deal with it.
I think this is a really important point.
I have had lots of trouble with IBAN discrimination and the answer from bunq or others is always to remind companies that it is against the rules to discriminate. The answer from the discriminating companies always amounts to "We don't care". They use polite corporate language, but that is the result.
Companies know individuals don't have the time, knowledge, and resources to file claims with authorities or use the court system to put things right. It's only other companies, like bunq, who have the time, money, and lawyers to force others to do the right thing.
I really strongly encourage bunq to institute some sort of scheme where we can let them know about IBAN discrimination, and they can have a lawyer send a form letter to the guilty company. After the original letter is written, each new one would be a very small cost. It won't work every time, but it would have much more impact than an individual who can be safely ignored.
If this problem could be sorted out, my family and I could make bunq our "home" bank, which would mean we could move a much larger amount of money to them, do more transactions, and make bunq more money (we don't get massinterest); I'm sure we can't be the only ones.