William I don’t get it, HSBC is blocking you from depositing your Bunq account money into your HSBC account, which is weird, or HSBC is blocking any outgoing transfer to Bunq, for the latter, French high street bank tend to block outgoing transfer outside France for some newly subscribed customers, you can still ask your bank teller to enable those transactions......, now if you desperately need an FR Iban and I understand it, internet providers issue you’re facing, you can still opt for AuMax pour moi Assistant personnel, that will give you the FR iban needed and you can operate flawlessly between Max and Bunq for the transfer, both have instant Sepa, Max only have incoming instant Sepa, it takes roughly 3 hours to reach your max account, and you’ll be fine, I have also the same issue and I use these technics to solve that, by the way Max is free, sorry for the ad but I try to help us keep William as a BunQ user 😆.