Update 12 balance prediction

Paolo-Pink-Panda

First of all thank you for adding the balance chart with release 12. This is a great feature and was really missing as I am used to use revolut which has a great way of showing historical balances. Currently I find 2 things could be improved about the balance forecast
1) it "loads" historical data every time the feature is used. This is very slow and could be instead instant after the first time the feature is used as the historical balance is not going to change and it makes very confusing swiping left and right with the balance changing every time from 0 to the real amount after loading. I find especially annoying that the balance doesn't even seem to stick around if I just switch account and then go quickly back to the same.
2) the prediction is sometimes poor and it could do a much better job if there was a way to flag direct debits and other expenses as well as credits as recurring. My accounts are mostly influenced by recurring events that repeat identical over time and that would make it easy to make a more educated guess of future balances. It would also be a great way of indicating movements that were expected but did not happen.

Sander

Paolo hi Paolo! Regarding point 2 also keep in mind that bunq's systems must first "learn" your habits. There is a computer behind the scenes determining patterns in your data, this won't be perfect from the start onwards, it needs some time to train itself. So I expect this one to resolve itself (at least partially) over the coming months when the algorithms learn to predict your spendings better. 😁

Michal-Red-Dolphin

Well the predictions only got worse over time. Now they even break the view for past few days. I'd love to see them removed or at least have the option to disable

arne-from-iliades

Same thing here, the prediction for today and the past week is below the actual account balance. It doesn't make any sense.

Sander

Arne I disabled it everywhere to be honest. 🤷‍♂️ Initially I hoped it would learn, but I'd also believe it if someone claims that there is something like a random number generator behind the scenes. 🙈