Let's say I want to give €20 to someone as a present in a birthday card. Currently, I can either give cash (I hate cash) or I can buy a gift card from a store (which limits the options for the receiver).
It would be awesome if I could for example include a link/QR (maybe accompanied by a password) in the birthday card which the receiver could use to transfer a set amount of money to his/her bank account (maybe after a confirmation from the giver in the app). This would be some sort of reverse payment request.
Does anyone know if this already exists? Otherwise I think it would be a very cool bunq feature, to hell with cash!