Ricardo_ Maestro is indeed accepted in a lot of stores. The problem isn’t the stores, it’s sending money to a relative for example. They create a QR code with any Belgian banking app that I can scan with any Belgian banking app. It all works through Bancontact. It is quick and easy. My 60 year old parents don’t know anything about bunq or N26 or Revolut whatsoever but they are able to send money through payconic by bancontact. A couple of months ago, the school of my daughter organized an event and they sold soup. You were able to buy this soup with cash or with Payconic. Every Belgian bank has an app that can scan these payconic QR-codes so everyone was able to pay for this soup with their smartphone. Payconic even works location based, you don’t even have to scan a qr code when you open the app. As I said, it is quick and easy. Bancontact is way bigger than just stores accepting maestro or bancontact. Last year I was at a Studio 100 event were they sold some kind of figurine that you could pay for with cash or with any bancontact-friendly app on your smartphone. The bancontact-bubble is way bigger than just in-store payments.