Hi bunq,
it would be cool if bunq learns what regular direct debits and recurring payments I have and show me in advance the estimated future cashflow / balance of the account. Telephone, electricity bills, mortgage payments or monthly rent are examples. Bunq learns or suggest and ask me if this will happen monthly, weekly, yearly. So when car insurance direct debit is due maybe in June / July or whatever regular payment / direct debits the app shows projected account balance for a month, a quarter or the next 12 month... better keep it flexible. Also regular positve cash flow like salary should be taken into account.
There could be an even early push notification warning "XXX Euro payments due next few day, account balance low"