Currently, if someone from your address book has an phone number that’s associated with a bunq account, bunq doesn’t allow you to request the money per SMS. Still, as some people created Bunq accounts in the pasts, but became inactive users, it’s not possible make these people aware of payment requests, because they don’t open the bunq app anymore. It would be nice if you could overrule this function by still requesting money via the phone number via SMS.