The disappearance of the Apple Pay top-up is really restrictive, unilateral, and above all does not exist among competitors ... I was delighted with this option one of the most important for its ease for me. Allows you to follow directly from your iPhone etc.
To say that it is not secure is a bit of an exaggeration, at this level there is nothing,
Having to enter 3D SECURE validation by CB EVERY TIME is really annoying, during the first use would be more than enough.
It's not my fault if some people give their Apple passwords, or allow multiple scans on their iPhone.
Knowing that the CB it is not more secure than Apple Pay it is false most of the banks still use simple telephone number easily hackable or sometimes even in France here simple dates of birth as question 3DSecure.
It is all a question of transfer of responsibility * there will always be fraudsters, from there to deprive the TOTALITY of customers of the central functionality today given the number of Apple transactions in the world and for me nonsense.
I am a responsible adult and I would therefore like to have the choice:
With an option to activate in the settings for example, engage, why not my personal responsibility in case of activation of the recharge via ApplePay simply time to find better knowing that the functionality worked very well.
But not a withdrawal! Otherwise here in France for example without Apple Pay the real choice of recharging remains ultra limited! Only SEPA or CB transfer ....
(as is the case for CB insurance exclusions if its bank code has been compromised by its fault for example *)