With bunq +1, you can give your children their own sub-account with a card, for just €2,99/month. No branch visits, no paperwork, no waiting lines.
Discover how it works down below!
(Available with app versions 13.12.0 or higher)
How do I set it up?
You can invite your children as your +1 and share a sub-account with them, if you are a Easy Money or Easy Green Personal user by following these steps:
- Go to Home tab
- Tap on MENU
- Select Joint Account
- Invite the person you want to share the sub-account with by entering their phone number or email address
- Confirm to send the invite
Once that's done, your child will get an SMS with a link to sign up and join bunq.
If you would like to keep a full view over your children's spending, they can invite you to share the account via Connect following these steps:
- Go to the sub-account created
- Tap on Settings
- Tap on Connect
- Invite the parent who will be sharing the account with them
Frequently asked questions
Who can approve the minor?
A legal guardian or one of their parents can approve the minor with these steps:
The legal guardian goes to Home > Awaiting events > Locates the invite sent for approval of the minor's account > Approve it and that's all!
Is there a minimum age for children to become +1 users
No, you can invite your children regardless of their age. Once you’ll invite them following the steps mentioned above, they’ll be able to spend money independently with their own card while you’ll have a complete overview of their spending.
Can I set a limit to regulate the spendings of my child?
In the app you have the option to set a daily limit for each of your sub-accounts to ensure your spendings don’t exceed the chosen amount. This also applies to the accounts you’ll open for your children.
Which card will my child receive?
bunq +1 users can choose between all our plastic cards, meaning your children can pick a Maestro, a Mastercard Debit or a Travel Card. If they prefer having more than one card, they can always upgrade to Easy Money or Easy Green.
Can I invite all my children or just one of them?
Everyone in your family can be invited as your +1 if you're an Easy Money or an Easy Green user. Each of them will get a free card of his/her choice for only €2,99 per person.
Can I add my children as my +1 if I'm in a Pack?
Yes! If you are a member of a Pack, you can invite your children as your +1. Each of them will get a free card of his/her choice for only €2,99 per person.
Can I add my child as a +1 to an existing sub-account?
You can invite your child to become your +1 to an existing account. For this you’ll need to go to the settings of the sub-account, tap on Connect, choose between a Limited or Full Access and find your child in your contact list.
What plan do I need to invite my child to become a +1 user?
You can invite your child as your +1 if you have a personal Easy Money or Easy Green plan.
What are the Easy Money features my child will have access to?
Users invited to share an account will have access to: Apple Pay & Google Pay, Zero FX, Slice Groups, Split receipts by scanning them, API, Cash Deposits, Balance Prediction, Freedom of Choice, TransferWise, Insights, Invoice scanning and bunq Web.
Is this shared account included in the 25 sub-accounts of my plan?
No. If you already have 25 sub-accounts, you’ll be able to create a new one to invite your children with no additional fee.
Who is the legal owner of the account
When you invite your children to join bunq as your +1, you will remain the legal owner of the sub-account you share with them. However if your child creates the account you will be sharing, he/she will be its owner.
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