Richard_K bunq has expenses, bunq needs to earn money. Banking costs money. Nothing is free. bunq has a bunch of employees that need to be paid, they all love bunq, but when they tell us "hey sorry, you won't get any salary anymore because users want free stuff" I think they won't be happy. 😜 Things come with a price as with everything in live, if things could be free they would be free. 🙂
I foresee the comment, "but other banks have it...."; other banks also invest a lot of money and make much more profit than bunq.
As a final remark, you can borrow one of your cards that is connected to an account you share with them. (I'm not entirely sure whether this is currently violating the T&S honestly 🙈 it mentions something about keeping the card private so be sure to double check). 🙂