Luke Hi Luke π,
Welcome to this wonderful country with the windmills and tulips (and rain sometimes π).
Yes, I can understand that you want to use your card as soon as possible! So, maybe a speedy service would be a nice options for guys like you!
If you are an Android user, you can immediately start using Tap & Pay in nearly every store! So, that would help for most things I think.
Have a great day and enjoy your stay here in the Netherlands!