Adam Shopper Should only take 1-2 business days, same as every SEPA bank transfer. I would wait if it arrives today until 5pm, and if not, then first make sure you really used the correct payment details and if yes, ask the sending bank for support first. They should be able to tell you if the money was successfully sent and can give you a transaction ID. You can then contact bunq's Private Support and give them the transaction ID, so they can check on their side.