Karasova Hi Karasova, welcome to the community forum!
After you receive a direct debit from a merchant or company, you will get a push notification and an event waiting for you in the app. Then you have 5 days to accept or decline it. If you don't react within these 5 days, the direct debit will automatically be declined. If you don't want to accept a certain direct debit every time (for example from your utility company), you can put it on your whitelist so that it is automatically accepted.
More detailed information is available in this article: https://together.bunq.com/d/1972-how-can-i-pay-direct-debits-with-bunq If you still have any questions, feel free to ask!