Require transaction authorization from every joint account member

marcozima

We are using since a few weeks a joint account on bunq and it’s great that everyone gets notified of the card transactions.

This made me think about an interesting additional security: it would be nice to set a limit which can be transferred from the account to another account, above which you need the authorization of both to proceed. What do you think?

Gregory

For this functionality a regular Connect would be better. Joint account means all users are "owners" so it doesn't make sense to make it possible to limit a specific user imo

marcozima

Gregory Goijaerts Hi, I didn’t mean to set a limitation for one of the two, but to set a limit for both above which the other one has to approve...

JohnDo

Hi @Marco 👋

Thanks for sharing your thoughts 💭. To be honest I have to agree with Gregory Goijaerts. From a legal perspective each owner is fully responsible and reliable for that account. So, it would be strange it you could set limits. Maybe from a legal perspective not even possible.

I think this would work better with a Connect account. But bunq recently discontinued an almost similar function because it was hardly used.

But lets see what other bunqrs think of this. 🤔

Keep on sharing and enjoy your evening 🌃