Eypo for iOS: crystal clear insights in your monthly expenses

Ward

Hi bunq’ers!

I’ve been working on a small fun iOS app I call ‘Eypo’. It connects to your Bunq account, downloads and categorises your transactions, and shows you an uncluttered overview of your monthly expenses. It also does other neat stuff such as comparing your expenses to those of the previous month, and predicting upcoming payments.

I’m looking for people that would like to eventually beta test this application. If you’re interested, you can sign up for the beta here: https://www.eypo.app (or in this thread).

General feedback, ideas and questions are also welcome of course. If there is enough interest I can hopefully finish it soon and release it on the App Store!

Cheers,
Ward

Federico-Maroon-Swan

Ward

Hi Ward,

I like the fact that you created an app which allows such a connection! I myself have developed a similar app called Bittiq. It allows connection to multiple banks (including Bunq) and multiple accounts, after which it automatically generates an overview of expenses (in categories) as well as monthly subscriptions.

I think it would be interesting to have a little bit of personal contact so we could exchange our ideas and experiences. I was wondering if you would be open to this? If yes, could you reply in an email to federico@bittiq.com ?

Thanks!
Federico

Tealk

Ward
I already have one question; how secure is it?
it's all about very sensitive data.

You write on your Privacy page "and anonymous app usage data" is there a opt-in? I don't like to see who an app that has to do with my money sends data to other companies.

Jos-Golden-Unicorn

I sure want to see how this develops. App screenshot looks clean and interesting. Sadly I don't use an Apple device :(

Karim

Subscribed. Thanks for, as far as I know, being the first to just download the transactions to the phone instead of servers and disclosing a (short but important) privacy policy!

Ward

Thanks for signing up all!

Karim: Glad you appreciate it! Privacy is an important aspect in every decision I make regarding Eypo. Storing (almost) everything on your device is one part of that. A formal privacy policy is also coming, but getting that right that takes a bit of time.

Robert: Thanks for signing up. It would be interesting to hear what you currently use, and how you think Eypo compares to that.

Marco: I haven’t decided on that yet. I don't have to make money from it, but it will cost me quite a bit every month for a Bunq subscription, app servers, iOS dev account etc. With the beta test I also hope to get some feedback from users to see what pricing could work.

RobertFlaxfield

Yes also signed up! It looks good. Already got a neat system for my financials, but more insight is always better :)! Looking forward for the app!

Anton-Orange-Panda

Signed up!

marcozima

Very interesting. Will the app have a price?

RobertFlaxfield

Ward At the moment I have several bank accounts (eg daily expenses, clothes) and when my salary is in, they are filled up to a certain amount so I can track how much I spend on each account

HELEMAALNIKS

I signed up! Always interested in apps that connect with bunq to add even more functionalities. When will the beta start?

Arjan

Jaron Signed up, but when do we receive an invite?

Delano

“We never see, keep or share your transactions. Everything is stored only on your device. Refreshing, isn't it?”

Sounds very interesting! How does this work? Does the app use the API on the device itself or does it get the data via - as you call it - app-servers, thus having transaction data passing through your systems?

All the other solutions have a collecting server which makes me hesitant about using those, hence build one myself but yours looks really slick 👍🏻

Phil

Will it work with joint accounts? ☺️

Ward

Timo N. 🇩🇪🇬🇧 Thanks Timo! In most cases the phone connects to bunq through a proxy server. This is mainly to normalise API responses to a bank-agnostic format. No transaction data is stored on the server itself though, it just acts as a 'tunnel'.

Phil Good question, I haven't tested that yet. I suppose it does as long as the bunq API returns these accounts.

TimoNowitzki

Good evening 👋,
I just signed up for the beta can't wait to test the app 👍👍👍, it looks quite good so far. How exactly does it work behind the scenes, does the phone connect to the bunq API directly?

Best wishes,
Timo

TimoNowitzki

Ward
Hello Ward 👋,
this sounds great but would it be possible to self host the proxy server? :-)

sailingdeveloper

Ward Great idea! I signed up for the beta as well!

@Phil Will it work with joint accounts? ☺️

About the joint accounts, please keep in mind that our API has a separate endpoint to fetch these: monetary-account-bank vs. monetary-account-joint.

Delano

Timo N. 🇩🇪🇬🇧 Exactly this, would be a dealbreaker if you wouldn’t be able to do so.

Ward

Interesting suggestion, perhaps it's something to think about in the future, but for now that is not possible.

Ward

Thijs Thanks for the heads up. I cannot find monetary-account-joint anywhere on doc.bunq.com. In fact, the description of /monetary-account (which I use) states "Currently the only MonetaryAccount type is MonetaryAccountBank." I assume this is outdated documentation then?

OGKevin

Thijs About the joint accounts, please keep in mind that our API has a separate endpoint to fetch these: monetary-account-bank vs. monetary-account-joint.

or you just use monetary-account endpoint and get all the MA's possible 😊

Arjan

Ward When will you respond to beta testers?