Katharina
Rest assured that your money, up to €100,000, is fully insured by the Deposit Guarantee Scheme (DGS) in the Netherlands. Here you can also find how we keep your money safe 🌟
However, we always strive to keep you protected! This is why we do not offer credits or loans, and there are very few occasions in which you can fall into debt. Such are invoice fees for your bunq plan, certain card payments and sofort top-ups. More information on them, as well as on the process of getting into negative balance could be found here. Thus, we don't offer bank guarantee for business accounts, since you wouldn't need to cover your debt 🌈
