Adam Hi Adam, no that's normally not a thing. Either you already got the money and you can spend it, or you haven't. There is no waiting period at bunq, because everything is processed automatically and instantly. Of course, bunq is still a fully regulated normal bank, so if a bank transfer is deemed as suspicious or risky, you might be asked to provide additional information. That should hardly ever be the case for normal day-to-day transfers, though.