Although I think bunq great, it is important to see things a bit sober and from a distance.
Up to now, bunq loss-making and Ali has to make substantial annual bunq . That is also the reason that iig was initially told that you bunq (yet) fully view bunq as a replacement for your bank; do not know if this is still the case. For me, bunq only a full-fledged alternative if it has become a financially healthy company, which will bunq as soon as possible. Not in view of the risk of losing your funds because your money is safe and guaranteed by the deposit guarantee scheme, but because of the risk of a takeover or bankruptcy (however small the probability of the latter is).
Incidentally, I read that bunq a sort of savings: https://www.banken.nl/nieuws/21230/bunq-gaat-spaarrekeningen-aanbieden
Note to the ECB!
I would like to say: safer is not possible, but in view of the risk of discussion I withdraw that statement, but I still let this sentence stand out ;-)