Nicole In general a SEPA transfer can take up to 1-2 business days, so weekends and holidays do not count. Bunq handles all outgoing transactions as instant transfers.
The incoming transaction depends on the bank which made the transaction, it usually doesn’t take longer than 1-2 business days for me either.
Most German banks fulfill their transactions before 2pm. So I would guess you have to wait until Monday at least, because Sparkasse is charging for instant payments and uses regular SEPA as standard.
🌈 Maybe this helps:
https://together.bunq.com/d/4295