Parwien Great. But that doesn't mean that the information reaches bunq immediately. Between the merchant and the credit card network, there are usually multiple other companies involved like payment service providers. As stated above: for some merchants you will notice that refunds etc. are done almost immediately because they have modern processes throughout their whole payment system. For other merchants, it might not be that way and things take more time. Unfortunately the merchants themselves seldom give any useful information about when exactly the money will actually reach your bank account.
