Leonardo Hi 👋,
I am not sure which reviews you are referring to. Anyone is entitled to own opinions.
I am very happy with bunq.
Bunq is a real bank with a license for banking released from the National Dutch Bank.
Support can be sluggish, sometimes. There are user which might complain as they can’t pick up the phone and are not used to read and or write as they were probably too used to call or go to the shop and meet the bankers.
The App and it’s feature I think is cutting edge.
My thoughts as user since more than 4 years with bunq being my only banking service supplier.
Cheers 🤩
GG