bunq Together

iDeal and Maestro?

New-Violet-Chicken-2289734925

Rookie question. So we got the Bunq Maestro card, and we R ecstatic. Finally graduated from 2nd class citizenship!
But I’m a bit confused. What’s the difference between iDeal and Maestro? Is iDeal the network layer and Maestro like an ISP offering services on that network? Are there debit card systems other than Maestro on iDeal network?
It’s a totally technical and useless q, but if someone can enlighten me, greatly appropriated!

thijsoost

Hiroo Hi!

Maestro and iDeal have nothing to do with each other. Because if you pay using iDeal, you're paying directly from your bank account. Your card isn't involved in this process, and you can pay something using iDeal without even owning a card at all.

iDeal is a Dutch online payment method to be able to pay online from your bank account. This system was put in place, because you're unable to do online payments with a Maestro card (at least in the Netherlands). Maestro is a type of debit card used in the Netherlands and Belgium. Maestro is owned by MasterCard.

There are other debit card solutions, like V Pay from Visa. MasterCard also has a "Mastercard debit".

Is there anything else you would like to know?

Jakob-Y

Hiroo It’s a totally technical and useless q

I think it's a very good question and well-worded. Many native Dutch probably also don't know exactly what iDEAL, Maestro etc. really stand for, if they're not interested in banking and payment. So don't worry, I think I speak for all "resident" users here on Together when I say that we love answering such questions.

New-Violet-Chicken-2289734925

Thijs I see! I was really worried when I applied for the Bunq card because it didn’t mention iDeal specifically. So I thought maybe Maestro inherently included iDeal. Thanks for clearing that up!

New-Brown-Fox-4245761561

Thijs

you can pay something using iDeal without even owning a card at all

How do I do that, please? I really need that.
UPD: Nevermind, I was completely ignorant of the fact that when you pay with iDEAL using the BUNQ app, you choose the sub-account, not the card. Duh!

thijsoost

Hiroo iDeal is certainly supported by bunq! Bunq is a Dutch bank, so it supports most Dutch systems.

New-Violet-Chicken-2289734925

Thijs Yes, I can now self-checkout at Albert Heijns so I figured that out! (Grin)