Kevin π©πͺπ¬π§ Whether you use the API or do the same actions manually via the app does not matter. You need to abide by the same rules. A crypto exchange is probably not possible, but depending on what exactly you do related to crypto, the business might get accepted. Best to reach out to support and see if your business would be accepted, then try to go through onboarding with it.
Edit: That being said, BL3P have/had(?) some sort of cooperation with bunq: https://bl3p.eu/news/19/BL3P+live+in+the+EU%2521