Flo1979 Fun fact: Visa, along with Bank Simple in the US, has virtually invented the modern debit card with features like real-time messaging. That was there in 2014 at the start. That's a good year before Mastercard started using the product, which quickly became popular among European fintechs and now also among traditional banks. In the UK, Visa Debit is old hat, since the brand since the 1990s. Only in other European countries like Germany the product was introduced very late.