Charl
well... I happen to be a normal person...
...who could chose to open (let's not say 25 but) only 10 free bank accounts at different banks in the country (if it is even possible) and have free cards for each one of them (if it's even possible) and afterwards just "enjoy" the ten-fold problems, time lost through customer service fees for transfers, delays in receiving / sending money...
...should I continue or did I make my point here?
I anyway currently pay 8 EUR for a bank so that I can have peace of mind with the fees, hassles etc (even though I still pay 0,2 eur per instant payment and I still pay 10-15 cents for each generated TAN) .
Of course most of my payments are on automatic pilot but there still are the annoying one time payments.
Anyway... not for long anyway, because I am changing my brick&mortar bank with an online one.
I dare you to guess which one! ;)