Hello,
Can anyone help me in understanding which balance Bunq takes into account while calculating the interests?
They claim they calculate the interests every day at 23:59 basing on the lowest balance of the day.
One day I had balance zero in the morning, then received 100 EUR and immediately sent out this 100 EUR, so there was balance zero also in the evening.
Surprisingly I received 0.01 EUR interests which were calculated as follows:
100 EUR x 3.36% x 1/366 = 0.01 EUR
Which balance of the day really matters?
Thank you in advance for your help.