LvH
The notion of online buyers (on, for instance, eBay) suspecting a scam due to sellers using foreign IBAN isnât that far off. I have been accused of or questioned about it more than once, despite me having a squeaky-clean sellerâs profile.
Some German banks (savings and, I think, cooperative banks) seem to have blocked by default SEPA credit transfers to foreign banks in their online banking interface. Some buyers were apologetic that it would take a bit longer for them to effect the transfer (manually / at the bankâs branch office), while others outrightly demanded I give them a ânormal German IBANâ or threatened to refuse the transaction.
No, I never gave in to these demands, always explained the legal situation, and received payment to my bunq account (though I sometimes shipped the item early, before having received payment, as a matter of goodwill and less trips to the post office).