Hello Nat! I joined Bunq as I travel for pleasure to the Netherlands, Germany, Austria and Italy. I know that here in the UK 🇬🇧 that we have the GBP, and I transfer money via Transferwise to Bunq, it is very quick, easy and efficient. With regards to the app, it is changing on an ongoing basis for the better. There will always be people who will not be happy with things on the app, and Bunq cannot please everyone. With regards to the the colour / design of the app, again no complaints. Apps change for a reason, it's for more features.