At how many banks are you a customer?

mnvr1991

No other banks, just only bunq 🌈

Marcel

Rob Verhoeven Triodos for savings👍

BigBoss

Jos
Icard is great. I use it for NFC payment and for e-cards (mastercard and visa) and rarely the plastic visa card.
My only bank is bunq.
My main account is a French ewallet with a mastercard and a French iban.
Transferwise account (before bunq) for my purchases and sales outside Europe).
Mastergold credit card for car rental or other reservations..
Three savings accounts.
Account for cryptos with a martercard (bitwala only does bitcoin so not yet in my projects).

I haven't had a bank for three years and it works well. Four months I've had a bunq and I'm still hesitating. But I have time to test it.

Translated with www.DeepL.com/Translator

Icard c'est génial. Je l'utilise pour le payement NFC et pour les e-cards ( mastercard et visa ) et rarement la carte plastique visa.
Ma seule banque est bunq.
Mon compte principale est un ewallet francais avec une mastercard et un iban francais.
Un compte transferwise (avant bunq) pour mes achats et vente hors europe).
Une carte de credit mastergold pour location voiture ou autres réservations ..
Trois comptes pour l’épargne.
Un compte pour la cryptos avec une carte martercard (bitwala ne fait que le bitcoin donc pas encore dans mes projets).

Trois ans que je n'ai plus de banque et cela fonctionne bien. Quatre mois que j'ai bunq et j’hésite encore. Mais j'ai le temps pour tester.

Lander

I have:
- Bnext
-Revolut
-N26
-Bunq
-Jyske Bank (DK)
-Spar Nord (DK)
-BBVA (ES)

And all integrated with CURVE, which it works fantastic.
The idea is to reduce the fintech banks I have from 4 to 2 at the end of 2019.

Marcel

I use bunq for all my bank stuff and have my savings at Triodos. I have a ICS Visa card as backup with me, but not used for a loonngg time 😁

TwitNour

Bunq as a main, ABN with my partner and Rabo for insurance (still holding on to the account for app availability and also for the credit card).

Michiell

Jos For card payments it works perfect, but since they don’t have sepa instant credit transfer i don’t use them anymore.

JeroenE

I use bunq as my main bank. Currently I also have a ABN AMRO account, but that is only because bunq doesn't trust itself when you want to open an account for your child.

I also have an ICS credit card (Mastercard) which I already had before I switched to bunq.

Heiko-Hartwig

I often hear here about ICS. Do you mean this ICS? Link: https://www.visaworldcard.de/kreditkarte/
(link will be removed after a first reply if necessary)

Tim

Heiko Hartwig

Yes that's correct. ICS is marketleader in independent and co-branded credit cards in The Netherlands

pbruins84

Heiko Hartwig Yes, but they do not only offer creditcards from Visa, but also creditcards from Mastercard. But for some reason, they offer them on a different website.

Jos-Golden-Unicorn

Heiko Hartwig Yeah I think they mean that one (or they use this site: https://www.icscards.nl/ for Dutch, but it's the same service). I only think those cards can be expensive or am I wrong?

I also see people here with American Express. Do people use American Express for traveling? I don't know if American Express is accepted in so many places.

LH-Black-Wolf

Tim Independent? ICS is owned by ABN-AMRO. I’m also not sure if they’re still a marketleader since other banks started issuing their own cards instead of leveraging ICS.

Heiko-Hartwig

Jos I also see people here with American Express. Do people use American Express for traveling? I don't know if American Express is accepted in so many places.

No, I use it for everything as the acceptance is getting better and better. In Germany a lot of card terminals accept AMEX, very new at Lidl and Aldi and that shows me, that customers like to use the cards there as well. Me too. I think AMEX becomes more popular because AMEX issued a co-branded card with Payback (R) logo ~ 4 years ago that free of charge your whole life.

And AMEX is partner for Apple Pay from the very beginning.

Thanks for the infos about ICS I will check this card very soon. But maybe more the MC version, as I have enough VISAs at the moment and I love products from The Netherlands. But I still have to find it on the web as Peter B wrote.

If someone wants to invite / advertise me, feel free to send me a message to Firstname.Lastname@gmail.com ;)

JeroenE

Jos Right, I have the Mastercard from them. My previous bank didn't have credit card either and as far as I know they are the cheapest of the non-banks that issue them.

Patrick-FalconXP

Jos I got my AMEX free with my KNAB bank account. Use it mainly
online with Amazon euro sites and coupled it to my Paypal account

Tim

LvH

'Independent' as in free to use with whatever bank as pleased. Unlike ING and Rabobank for example that require a current account or account package with that particular bank.

Esther-Orange-Unicorn

bunq 🌈 = my beloved main bank for everything, salary + all payments, Maestro + Master Card, 🍏-Pay, multiple accounts

Triodos Bank Germany = savings

Degiro = ETF-Investment

Tomorrow One = testing (Master Card Debit), back up german account

Mat64

Main bank: bunq (Maestro card and MasterCard)
Secondary bank: PayPal
Fun/Testing: N26, Revolut (both mainly because of there Visa card)
Old bank: ING (MasterCard, closing down).

noahlvb

Main bank: Bunq, off course.
Online purchases: PayPal
Old bank: ING(geld storten)

WJanson

Just bunq 🌈❤️

A while back I the decision to completely drop my accounts at ABN Amro and ING. Now I’m only carrying around a colorful set of debit cards and app!