BigBoss This. To be honest cap at 2500 or 10000 euros shouldn‘t be the discussion, but that there is a cap at all (especially at such a low level).
At my other German bank account, I admittedly get only 0,2% interest, but that is up to 100k per account, and you can have two.
For me that is not really relevant to be honest, I never wished for interest on a checking account but if you‘re gonna do it... why like this? It feels like it‘s just a small rebate on the monthly price that can be used as an excuse to do away with the „no investments“ from before.
I‘m not saying that that were their motives when introducing this, but that‘s what it comes across as. And in the end, 2500€ cap or 10000€ cap... this will butter no parsnips.