Hello, Hello! đź‘‹
Right now, when you set the toggle "applies to all your cards" to on, all your physical and online cards have the same limit and when you set it to off, your online-cards combined and each physical card gets their own limit, but why don't do it always separately for online cards (combined) and physical cards combined?
Why should it be separate?
Currently it's really confusing on what daily limit applies to what card. When you go to your online cards settings and then on "daily limit" you don't have any "applies to all your cards" toggle, which makes sense, because all your online cards share the daily limit,
but what if you want to do the daily limit separately for your cards? Well, then you need to go to one of your physical cards, because there you will find this toggle!
And when you set it to off all your online cards combined and all your physical cards get an own daily limit, so this toggle is also "doing something" with your online-cards, but you don't get this toggle at your online-cards - because of the first problem, that your online cards share their daily limit.
Really confusing in my opinion.
So why not just do it always separately? Then it would make much more sense to not have this toggle at your online cards and well, you don't need to have 4 different limits just because you want your online cards to get their own limit separated from your physical ones.
Or you could do this toggle completely differently. You get a new toggle like "also to your online cards?", when you set "applies to all your cards" to on and you could add a toggle like "Combine Physical Cards and Online-Cards Limit" to the online-cards limit settings.
Well, I'm not sure what the best solution would be, but I'm sure that the current situation is not great.
PS: Android Team, please add this new text from iOS telling you that all your online cards are sharing the daily limit also to Android, thank you :)