Tap&Pay no pin required for small amounts.
Dear bunq and fellow bunqers,
As you might know, I regularly has some issues with Tap&Pay: https://together.bunq.com/topic/tappay-still-bugs-the-hell-out-of-me
If I understand it correctly, there a three conditions for T&P in order to works flawless (without the extra authorization step):
- you have to be login to the app.
- your phone has been unlocked for less then 5 min (has to be pin or fingerprint)
- your payment doesn't go above set limits.
Especially the second bullet gives me some headache and doesn't work always flawless in my case.
What I propose
I know second bullet is mandatory when using Dutch terminals. They all require a pin above 25 euro and when reaching the 50 euro a day. But why don't skip this check for payments below this point? That will make the T&P experience a whole lot better. And the risks are very slim with these low amounts. Maybe there other requirements in different countries, but you guys can make some smart features I know for sure.
So, thank you in advanced for building this :)