V Pay Card

Youp Troost shared this question 1 week ago
Question

Hi fellow bunqers!


What do you guys think of a V Pay card?

I heard it is one of the most accepted cards in Europe....

Comments (10)

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3

Je bedoelt een bunq V Pay / maestro kaart? Als dat zou kunnen, lijkt me dat mooi.

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3

Ja want v Pau word meer geaccepteerd in het buitenland en in Europa

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3

I used to have a VPay card (Pay2d Visa), but don’t notice a difference compared to the debit MasterCard. Acceptance has been the same for me thus far. Except for the cost, the Visa was not cheap and had low limits.

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5

The v pay card is accepted where the meastro and MasterCard are also accepted, nearly every merchant in Holland has a Vpay sticker

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4

I think Maestro and MasterCard are enough to have a decent acceptance level in europe. The only thing that would make it more usable for me is "ELV" (Elektronisches Lastschriftverfahren) support. This is only used in germany (with "girocard") and basically means that your bank account is saved on the card and the merchant can initiate a direct debit with your card. But while it would make the card more usable in germany, i dont think it makes sense to support such a country-specific system.

More info about ELV (german): https://www.easycash.de/de/service/wissenswertes/karten-und-zahlverfahren/ec-karte-girocard/elv.html

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4

V-Pay is actually not supported outside of Europe. Visa debit and Visa electron are of course.

A V-Pay product would therefor provide less acceptance than a maestro product.

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4

Sorry, it appears I’m completely incorrect. Sorry for the false statements! 😬

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3

What benefits do you hope to achieve with a v pay card? With maestro and MasterCard I have always been able to pay in pretty much any country I’ve been in, or do you have a different experience?

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I live in Holland but in a lot of country's they only accept either V-Pay, Visa and sometimes MasterCard but mostly V-Pay.... I'm guessing that, just like Maestro, it is free for businesses to let customers pay with the V-Pay card. For MasterCard you have to buy something like a "transfer price"(don't know the correct name of it)

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4

This is a really good idea. I have a visa card with Vpay and it is the only card that is accepted at home at Albert Heijn as well as in rural Africa. The problem this combination solves is that Maestro acceptance is crap outside EU and Mastercard or Visa acceptance is crap in Dutch stores, so you always need two cards.