Ok, so I have closed a few accounts and now want to use bunq different than I did before.
1) General - Monthly subscriptions like bunq Pack
2) Food - Money i'm allowed to spend on food
3) Games - My budget for games (I have a problem with buying them :3)
4) Interest generator - Here is enough money on to generate interest, I also don't want to spend anything on that.
AND NOW THE NEW ONE!
5) Credit - Here is my budget which I use as a creditcard. I can only spend this money with the Travel card and at the end of the month I will max it to the limit I have set. If this works a little bit and the Travel card will be accepted everywhere I will think of closing my real creditcard. So this is my safe credit alternative 😁
And that's all. I closed all the other accounts, because it became too much. Now that I have the online cards etc. it's already enough to split some things so I don't need to have so many bank accounts anymore.