Automate Bunq payments with Flow

Automate Bunq payments with Flow

Automate Bunq payments with Flow

Daan-Flow

The alpha-feedback is flowing in (no pun intended)! We're getting ready to add the next batch of users, keep an eye on your inbox—claim a spot in the row if you didn't sign up yet at http://flowyour.money

🌲🌲🌲 We locked ourselves into a cabin in a forest to add more features to Flow this entire weekend! 💡Do you have good ideas or Flows we should add? Mention them in this topic, to influence our backlog!

Nevil-Turquoise-Leopard

Integrations with IFTTT, Zapier, Google Assistant, Siri, Alexa, webhooks or API.

Nevil-Turquoise-Leopard

@Daan-Flow#44512

Does flow also work for joints accounts? And what about business accounts?

JohnDo

@Nevil-Turquoise-Leopard#44727 Unfortunately I doesn't work on Connect of Joint Accounts.

Daan-Flow

@Nevil-Turquoise-Leopard#44727 Hi Nevil, thanks for your suggestions!

Business accounts work with Flow
Joint accounts (that you did not initiate) aren't available for us via the bunq API

Ha, that's a big list of integrations, what use cases do you have in mind for this?

JohnDo

@Daan-Flow#44734 Hi 👋🏼 Daan, our whole banking / budgeting system is based on the fact that my lovely wife and I almost share all of our accounts with each other. This works so extreme transparant that I don't even have to know which accounts are mine or not.

But, thirt party apps disrupt this whole way of banking because it suddenly creates some wall between my wife and I. For instant, I can not use Flow to transfer automatically something to an account that formally belongs to my wife but in practice we both use.

So, I hope bunq will break down these boundaries in the near future.

But anyways, keep up the good work! 💪🚀🌈

Daan-Flow

@JohnDo#44736 Hi John!

Amen.

Roeshimi

@Daan-Flow#44737 Have you thought about the pricing model of Flow? What will it cost?

Daan-Flow

@Roeshimi#44738 Hi Michael, we are still working on the pricing model. I don't have an answer for you right now :)

Phil

@Dominik#44804 My feeling tells me there is a looooooong list of people who would love to try the same thing as soon as possible too. 😉

Michiel

@Dominik#44804 A lot of people would like to split their salary when it comes in. How I did it was have an “Income” account and automatically split it on the first of the month. This gives me a nice monthly cycle. On the first all buckets are filled.

In practice this means you ignore your income account and wait for the first of the month (instead of a somewhat random day end of the month).

The need for flow just to do this seems like over-engineering. Would you still use flow for that function as soon as they start charging for flow?

The use for freelancers to split there tax from their invoices makes sense to me.

Daan-Flow

@Dominik#44806 Hi Dominik, we'll do our best to let in as many people as possible! We're giving people access based on their position on the waitlist. And of course, when the beta period is over, everybody can access Flow right away!

Daan-Flow

@Michiel#44809 Michiel, thanks for the insights in your set up! Yes if you have a predictable income situation, this can work very well. Some people have more demanding/creative wishes, for example: you might still have money left in one of your buckets, Flow can see that and intelligently top-up the account. Or maybe you received more income than you needed in a month: instead of dividing the extra money over your budgets, Flow can set this extra amount aside for you into a savings account. 👈this Flow is coming up in the near future.

@Dominik#44814 yes indeed, percentages is something that is not possible using standard scheduled payments.

Also Flow can be used to make your bunq life easier, for example if you accidentally pay your groceries from your income-account, Flow can correct this.

These are some scenario's we're working on. Would this interest you @Michiel?

Nevil-Turquoise-Leopard

I need this so bad. When is the date for the next batch of invites?

Daan-Flow

@Nevil-Turquoise-Leopard#44839 Our schedule right now is roughly every 2 weeks.

Maikel-Magenta-Puma

After the Beautifull Postcard I got. I would love to see an invite.

Daan-Flow

@Maikel-Magenta-Puma#45341 We're doing our best to ship it to you asap Maikel :)

Leendert-Aquamarine-Bear

Daan I did write me in a couple of months ago but didn't receive an invite. I'm on Android

Daan-Flow

@Leendert-Aquamarine-Bear#45441 Hi Michael, we’re letting in people in groups at the moment. You’ll have to be patient :)

Daan-Flow

We just added a new Flow to.. Flow: The One Cent Challenge 🆕. It’s a fun way to help you start saving, without noticing it. Here is how it works:

You choose from which account you want to transfer the money
You choose the target account where you want to transfer the money to
From now on you wil transfer 1 cent to this account everyday automatically… but… the amount is increased +1 cent per day.. so on day 2 you’ll transfer 2 cents and on day 365: €3,65.

🤑Guess how much you’ll end up in one year?

🚀 Heads up to all our beta testers: after a successful first run with some of you, we’re ready to add the next batch of users to Flow. So keep an eye on your inbox! → We’ll add you in order of signing up, so if you didn’t already, rush over to http://flowyour.money to claim your spot!