Quinten-Pink-Hummingbird Switched from ABN to bunq and so far only happy with my choice.
More control over, for example, direct debits, more overview through separate accounts for different types of expenses, Apple Pay, a good forum where customers and employees help me with questions, no credit, but Mastercard, an app with many functions, interest and so on but by.
I now pay four euros more per month, but I get so much in return that I think it's more than worth it.
And about losing your phone: it happened to me only once in a 21-year mobile phone. People turn that into a drama, as if you happen to it every day. I have lost my pass more than my phone, so I don't see the problem that way.
For me I am 100% convinced of my choice and I am now 100% bunq 🌈