So, it's nice that bunq finally added a real "joint account" option. I hope/assume it addresses the issues that a connected account has, such as naming, ownership etc.

But if me and my wife already have personal bunq accounts, are we supposed to swap them both for a shared joint account? The number of cards is limited for 2 persons: one maestro card each and then there's only one card left.

And, as I just read, extra cards are not possible on a joint account! And a joint account can't be part of a bunq pack.

So basically, a joint account is useless if you and your partner already have individual bunq accounts. You'll just have to live with the existing limitations of a connected account owned/under control by one of the two.

In the end, kinda disappointing for me :(

    @iivvoo#80377 as forum moderators we also had a bunch of questions that we are discussing with bunq, I hope the topics get updated asap with additional info. We’re overloading them with questions in any case! 😁

      Yeah, I think it's weird you almost pay the same price (per person) as a pack (if you find 2 more), but are limited on alot of other stuff.

        Het zou fijn zijn als er in ieder geval 4 passen zouden zijn , zodat ieder een Maestro en Mastercard zou hebben.

        En wat als je zo een joint account opzegt. Hoe verdeel je de rekeningen?

          @Janet-Maroon-Llama#80384 From what I've heard: When you downgrade all others members in the joint account will downgrade to the same plan. So when you downgrade to Premium, all others will follow that decision.

            So now we have bunq Joint (a package for 9,99 with max 9 cards both both participants and all IBANs as 'joint' account) and we have just joint IBAN's that can be part of a single premium package or pack?

              @Arjan#80391 Hi Arjan,

              The easiest way to describe bunq Joint is as a single bunq Premium membership with multiple owners.... So you have all the Premium goods, but you have to share these with all the co-owners.​

                In a joint account you have 25 account but are all the accounts shared of can you still have a privet account witch is not visible for the partner

                  @Callum-Red-Panda#80403 Hi, you can't have 'prived account' with bunq Joint. All accounts are co-owned by all members.

                    Hi @JohnDo#80405 , you can actually have private accounts as part of bunq Joint. Where did you read this isn't possible?

                      @Pain-blue-quokka#80408 Wut...? As I read the description of bunq joint I also thought you couldn't have 'prived account'.

                        Is it correct that bunq Pack has now been removed from the options?

                          @Arjan#80419 No its still there

                            @Arjan#80419 👋

                            You can always choose for a Pack membership if you decide to upgrade your Premium from your bunq app 👍📲

                            Profile ➡️ My Membership ➡️ Premium ➡️ Pack 🌈

                            @Jos-Golden-Unicorn#80412 you can still keep your "own old accounts" if you decide to switch to Joint membership but always within its bank account limit (25) ☝️ The app will let you know beforehand though 🙂. Same as with the cards 💳👍

                              @Raul-Together#80421 you can still keep your "own old accounts" if you decide to switch to Joint membership but always within its bank account limit (25

                              That does mean 25 in total right? So as long as I have 15 accounts already and my partner has 9, then we're good?

                                @Roeshimi#80422 🙂

                                Exactly! The app will tell you how many bank accounts you need to close 👍

                                Do you already have a joint partner in mind? 😄

                                  @Raul-Together#80424 To be honest, I don't see the advantage of Joint, when you can be in a pack with your partner and two others and pay the same price and don't have the limits of Joint.

                                    @iivvoo#80377 This does seem a bit confusing in terms of naming, as you now have joint accounts (en/of) and you have joint subscriptions :P

                                    But I don’t follow, you could already create a joint (en/of) account that was owned by both you and your wife? That’s an account under both your control and legally owned by both. Connect was different indeed and only gives access rather than ownership.

                                      @Pain-blue-quokka#80408 Sorry, I meant: bunq Joint doesnt support private accounts since ALL accounts made within this membership are automatically all Joint Accounts.

                                      But, if you already did have some own accounts before joining Joint, then you will keep those accounts...

                                        @Roeshimi#80425 I think it's because of the price. When you have a joint membership with 10 others you only pay 1€ per person (but you are very limited on cards etc.). The only problem I see is with the interest xD Who is getting the money of the private accounts etc.

                                        I do think the joint account would be perfect for a team of API developers that don't use bunq in general. You have API access for 10 people with 1 subscription.