Is it really really shared? Like my wife can attach my card to different ibans at any time? She can see all my weird bunq.me pages and change them? See all the times I bought a satekroket just before dinner? I wouldn't mind sharing the number of passes or the number of ibans but not everything is handy when shared. It's nice to see bunq think (and act) along these lines though there are obviously some questions to be answered :)

    @vampjon#80667 Hi Jonathan, I hope I did understand it correctly but it works like this:

    Every Joint co-owner can order a card. When they do, they only can choose to put their name on that card. So, yes.. every card is personal. And strictly speaking, you still can't share them. And of course, in total there only can be three active cards for all members combined, and also there is no option to order more than​ these three.

    So a member can ran into the situation were he cant order any cards because the three are already ordered.

      @Freek#80673 well, if @JohnDo#80675 's answer is correct, and it kind of makes sense, I'm guessing your wife cannot even see your card in her app interface, since it is yours, not hers. So, no, she won't be able to attach your card to a different IBAN, she can only do that with her own card, in her name, that she has ordered herself. It makes a lot of sense this way, the only thing is that the limit of 3 cards in total for the whole bunq Joint family seems on the low side...

        @vampjon#80678 Ah, nice, but, it's only 2€/month per extra (active!) card which isn't too bad.

          @Freek#80679 You can't order additional cards with a joint account.

            @Freek#80679 well, that's the thing... as mentioned by @JeroenE#80612 .... the pricing document indicates that ordering extra cards beyond the 3 included ones is not possible within bunq Joint...

              @vampjon#80678 Normally indeed I'd have 2 cards in my wallet as does my wife, for our own and our joint account (groceries etc) but with bunq you can switch your card on the fly so you need less card and then there are the 5 virtual cards... I think we'd manage.

                @vampjon#80681 Oh... That is a bit of a bummer then.

                  @vampjon#80681 So if'd have for now, my "upgrade" would require me to sacrifice one then... Strange.

                    @Freek#80684 So if I'd have 4 now... I meant (oops no computer to correct my posts nearby...)

                      @Freek#80683 Big bummer
                      For me it is unusable for a family where I need at least 4 cards.
                      2 parents - 2 children having each a maestro card.

                        @Patrick-Vorgers#80686 Yeah I understand. It's strange because the 2€/month/card would be acceptable for me.

                          @vampjon#80678 JohnDo is correct. My wife and I already changed to joint and it works as he described it. I froze my MasterCard and now only have one maestro. My wife has MasterCard and maestro because she does most of the shopping. We now have 25 accounts total which is enough for us.(instead of 50 with two premium accounts). You’re always free to upgrade back to premium and reactivate your cards.

                            @Andreas-Cyan-Badger#80688 OK sounds good actually.

                              It would be real nice if there would be 4 passes with bunq joint... that way partners can each have their own account and a pass for a shared account... 3 passes is to limited for me...

                                @Marco-Golden-Shark#80695 Yeah, on second thought I agree, I could never get my wife to switch iban before doing groceries, she just wants 1 card for personal and one for the joint account... I could do the switching but then we also really need 1 (preferably 2) physical MasterCards so 4 is indeed minimum and 5 would be better.

                                  When the kids get older I can also see this as a nice family option, but then the 2 kids would also both need a Meastro card...

                                    The joint thing basically works with just a premium account also... my wife has a free account (250 eur transfer per month max) with an account for herself and one for our joint account.
                                    Now ofcourse that 250 eur per month is a problem so out of my 3 premium cards she uses 1 for the joint account.
                                    She can use the bunq app for the joint account because she has a free pass for it but in reality she uses my 3rd card for the joint account..

                                    I only was able to so this since we have the online cards, i cancelled my physical mastercard with bunq (used that cardslot for my wifes joint card) and am using one of the online cards for a credit card (since i only use it for online purposes that works out fine).

                                      But as said I really appreciate the fact that bunq is doing this. It is a nice addition to the account types.

                                        Hi all 🖐,

                                        As said before
                                        +together 25 bank accounts -> fine
                                        +together shared accounts and some private savings -> perfect
                                        - BUT in total 3 cards is strange.... of course if you use it up to 10 people. But I would use it only with my wife. maybe I do not need a maestro. Maybe. But what is happening if they do not accept MasterCards ?....

                                        Mhhhh... 🤔 call my wife then?
                                        Cheers