Wat gebeurt er als ik te lang in het rood sta
Krijg je een chocolade letter van Bunq đ«đ
You mean a negative account balance? If you never pay up, they will probably give the debt to a collection agency or something.
I remember there being a passage in the TOS about that. I would look there for more information đ
Thought you werenât able to be âin the redâ with bunq đ€
DĂ©lano You are for the membership fees. If you wait too long I bet they block the account, take it from another acc and/or indeed set a debt collection agency on it.
LvH Yes indeed, except bunq invoices you canât be âin the redâ.
DĂ©lano With the exception of membership fees :P And a few other things like a penalty (eg: stopping switch service) IIRC. Thatâs not ordinary credit, thatâs simply a debt to bunq because bunq is forced to pay those fees themselves. Thatâs how the system works.
DĂ©lano The services of bunq will be charged immediately. When your balance is insufficient to pay the membership fees you will go negative. While you have a negative balance you can't do anything until you resolve this. When you do not resolve it you'll enter a flow where ultimately you can have a debt collecting agency ringing your doorbell. đ