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  • Additional questions about bunq Travel Card

@Lars-Olive-Wolf#138319 hmm I'd ask Support 💬 in that case, I believe you should be able to change between the Travelcard and Green card plans.

    Hi @Edward-Violet-Dolphin#138476

    This depends on your membership. With only a Travel Card membership it's not possible. Direct Debits are included with the Premium, Joint and Business memberships.

      22 days later

      Waarom accepteert Deutsche Bahn in de ICE nog steeds geen Bunq Travelcard?

        @Praveen#140777 had je dit toevallig al aan DB gevraagd? 🙈

          Can I use the Bunq card for an online reservation before having used it with pin? This is the first time I am using it and just booked a hotel, would like to know if that went right. The app said something about having to use the pin for the first time...

            Hi 👋 @Sonita-Orange-Panda#140834

            Yes you can immediately use the card online. All features like offline payments and contactless payments with the physical card will be activated after a payment with the chip in the terminal (or atm) and the PIN code.

              @Tim#140835
              Would you really recommend that as a card can't be blocked until it was not activated as a real card?

                @Heiko-Hartwig#140838

                Not sure if I understand you correctly but how are you going to use the physical card without the PIN?

                I don't see any security issues by using the card online or in a mobile wallet.

                  @Tim#140853 Ich meinte das so: solange die Karte nicht aktiviert wurde (wie man es bei Erhalt ja normalerweise tun wĂźrde), steht in der App keine Funktion zur VerfĂźgung, um die Karte einzufrieren. Daher hatte ich mich gefragt, ob es wirklich sinnvoll ist, die Karte online einzusetzen, da man sie im Fall eines Betruges nicht selbst sperren kann.

                    Hi Bunq and everyone else.
                    I have to say that I am really unimpressed by this bogus card that Bunq sold to us as some sort of revolutionary card that will solve all of our travel mysteries.
                    After trying to use this card during my travels to Madeira and Mexico, I have to say it adds exactly zero value in comparison with the regular debit card.
                    It's not a traditional credit card as they claim but merely a fancy shiny debit card that does exactly the same thing as the debit card and nothing else.
                    If you go rent a car like I did in Madeira and Mexico, you need to leave a deposit that can sometimes be as high as €1,500. If you had a credit card with a spending limit of €2.000 for example, you could put this deposit on your credit card and continue using your bank balance for your holidays expenses. With this travel card, however, as is explained in the fine print, you need to have the entire amount in your bank balance at the time and it will be frozen for the duration of your rental, meaning you won't be able to spend this money otherwise.
                    You're better off getting yourself an Amex and just using this card for your travel needs than falling for this glorified debit card. I think it's a joke.

                      @Alexander-Teal-Akita-3730527442#141060 that's exactly what you signed up for right..? 🤷‍♂️ The creditcard is recognised as creditcard but you cannot get in the situation where you have a debt, as it functions like a debit card for the customer. If that's not what you need then you simply purchased the wrong product I guess? Calling this product a joke based on that is not really fair, people have different needs, and different products fit those different needs. 😁

                        @Alexander-Teal-Akita-3730527442#141060 You can just add a few thousands more than your travel budget to the card and the problem is completely alleviated. And other than regular credit cards where you need to ask for a larger spending limit, here you can just put more money on it and that's basically your limit. So you can even make very large purchases north of 10k without troubles. I think this is actually pretty convenient.

                          @Alexander-Teal-Akita-3730527442#141060 Wat Sander en Jakob ook al aangeven, heb je een verkeerde interpretatie van de deze kaart. Als je pas aan eind van de maand de vooruit geschoten krediet wenst dan moet je inderdaad een Visa of Amex kaart nemen, maar Bunq is heel duidelijk in haar communicatie dat je geen krediet hebt of negatief op je rekening kan staan bij Bunq. Handelaren zien het als een creditcard maar is in feite een ‘debit’ kaart. Je moet gewoon saldo op je rekening hebben staan.

                            @Alexander-Teal-Akita-3730527442#141060 I agree with you. I too think bunq over glorifies the travel and green cards. They basically do the same as the rest of their cards. I see no advantage in having one of these “glorified” mastercards that are nothing but debit cards.
                            I generally agree with bungs philosophy of no debt but please bunq, quit the exaggerated praises of these credit cards.
                            I do understand though your frustrations of physically having to have your account covered for a deposit. But that’s just not how bunq works.

                              @Jakob#141066 Seriously? I mean it’s not like everyone just has a few thousand laying around.

                                @Alexander-Teal-Akita-3730527442#141060 Bunq ist einfach spitze und deren System, das es als Kreditkarte gesehen wird aber eine Debit ist, das ist einfach wow. Weiter so bunq *****

                                  @Petrus-Olive-Tiger#141081 I think you’re missing Alexander’s overall point. Seems he’s more upset about how bunq advertises the travel cards. And I share his frustrations. And I agree with bunq’s philosophy of no debts. But bunq shouldn’t act like the travel card is superior to their other cards. If that’s the case then why not just replace them completely?

                                    @Robert-Silver-Turtle-4265395482#141088 If someone doesn't have a few thousands laying around that's fine, I'm not gonna tell anyone how to spend their money. But a 1500 Euro deposit and no chance of falling into debt while not actually having that much money, that just doesn't go together, or does it? And if someone's take from that is that they would rather have a regular credit card, well, there are multiple out there that also offer no foreign exchange fees and can be paid off directly with your bunq account (at least in Germany, can't vouch for this for every country bunq operates in).

                                    In the end it comes down to preference, and of course it's fine to share that here on Together, but there is also some stuff that bunq deliberately chose to do that way from their roots up. Wishing for stuff like that to change is imho unrealistic and not a very constructive discussion. And if you call that then "bogus", "zero value" and "a joke", even though there are people that specifically choose bunq for how these features are designed, is just a bit much. That's why I even bothered to comment on this.

                                      @Jakob#141091 Please read my other replies. I absolutely agree with bunq’s philosophy of no debt.

                                      1500 euros is indeed a lot of money. Heck even 500 is a lot.

                                      I agree with Alexander concerning how bunq advertises the travel card. It’s kind of a joke.