SOFORT is an Online Banking ePayment method, not unlike iDEAL. Where iDEAL is reserved for Dutch bank account owners, SOFORT is available for users who have a bank account in one of the following European countries:
SOFORT deposits can be used:
- As an alternative to iDEAL for topping up your balance
- To identify yourself during your registration to bunq.
- To authenticate during reset of additional authentication (hand recognition or passphrase)
- To pay bunq.me requests
Small note: The minimum amount of cash you can deposit with SOFORT is €0,10. All transactions that are lower will be refused by SOFORT.
There is a daily limit for SOFORT transfers:
- bunq Free: €250 in total
- bunq Premium: €250 in total
- bunq Business: €500 in total
Because of extra risks involved, bunq.me payments with SOFORT are not instantly transferred to the receiving bunq account. The payment comes in as soon as we receive it from SOFORT with a normal SCT cycle. A SOFORT deposit to top up your own bunq account will be available for you instantly!
Looking to pay with SOFORT in a web shop? Check out this link to see how.
Update: We've blocked SOFORT deposits coming in from Keytrade, KBC (Belgium), HypoVereinsbank (Germany), Deutsche Bank (Spain) and Banca Sella (Italy) because they were not providing the name of the accountholder with the transfer. Please note some N26 users experience difficulties regularly trying to top up via SOFORT. To avoid unnecessary waiting time, we recommend you to transfer from your N26 to your bunq account using a regular SEPA transfer.