sc-Magenta-Jaguar Hi SC,
Yes, Business accounts come with additional charges. Typically business also have a way bigger volume in terms of transactions etc. 🙂 As a freelancer you can use
either Personal or Business. For some services (like payment by Mollie) you will need an actual business account. So it kinda depends on the hobby vs professional usage I'd say. Things to consider could be the name visible towards others. A personal account will have your own name on it instead of the name of your business whereas your business account can carry that actual name. 🙂 The same with cards. You can only order cards with your business name on it with a business subscription. (A workaround would be to use the description field on your card for this) 😁
Edit: a Premium (personal) account is not allowed anymore for Freelancers.