General information on opening an account in a bank of the European Union
First of all, be aware that it is perfectly legal to open a bank account outside France, especially in the Netherlands - IBAN starting with NL. The only thing to do is to declare your account at the same time as your income. Of course, we will send you an email when the time comes by specifying all the information to be issued depending on your situation.
Discrimination at the IBAN
Since the establishment of the SEPA (Single Euro Payments Area), the member countries of this convention have agreed on an IBAN based system with the aim of simplifying international transactions.
By refusing your IBAN , traders or employers are in breach according to the European law of 1st February 2016 ( article 9, European directive n 260/2012 ).
If you find yourself in a situation where your IBAN is refused, we invite you to contact the national authority in force by sending them as much information as possible about the situation, the merchant or the employer involved.
Declare your account at the same time as your income
If you are domiciled in France or Monaco, you must declare the accounts opened, held, used or closed abroad.
You must declare the accounts opened outside France at a bank or at any other organization or person (notary, stockbroker, etc.).
You have the obligation to declare that you hold an account or beneficiary of a power of attorney.
The dated and signed statement must be attached to your tax return.
Click here to download the Cerfa 3916 form for the declaration of your accounts abroad.
Of course, we will send you an email at the time of declaring your accounts by summarizing all the information you need!
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Similarly, you must declare your pro account by completing the Cerfa 3916 form when completing your tax return on your Cerfa 2042 form. The only difference is that you must report this account as being related to a professional activity.
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