General information on opening an account in a bank of the European Union
First of all, know that it is completely legal to open a bank account outside of France and this in particular in the Netherlands - IBAN starting with NL. The only thing to do is to declare your account at the same time as your income. Obviously, we will send you an email when the time comes, specifying all the information to be published according to your situation.
Discrimination at the IBAN
Since the setting up of the SEPA area (Single area for payment in Euros), the member countries of this convention have agreed on a system based on the IBAN in order to simplify international transactions.
By refusing your IBAN , traders or employers are in violation according to European law of February 1, 2016 ( art. 9, European directive n 260/2012 ).
If you find yourself in a situation where your IBAN is refused, we invite you to contact the national authority in force by sending them as much information as possible about the situation, the merchant or the employer involved.
Declare your account at the same time as your income
If you are domiciled in France or Monaco, you must declare accounts opened, held, used or closed abroad.
You must declare accounts opened outside France with a banking establishment or any other body or person (notary, stockbroker, etc.).
You have the obligation to declare whether you are an account holder or a proxy holder.
The dated and signed declaration must be attached to your tax return.
Click here to download the Cerfa 3916 form for declaring your accounts abroad.
You will find more information on how to declare your bunq account to the French tax authorities on this link .
bunq Business user
Similarly, you must declare your professional account by filling in the Cerfa 3916 form when you complete your income declaration on your Cerfa 2042 form. The only difference is that you must declare this account as being related to a professional activity.
Other questions ?
If you still have difficulty finding your tax identification number you can contact our chat support by clicking on this link .
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